Who doesn’t dream of owning one of the amazing luxury cars available? For most people, however, these vehicles are out of their budget range. Or are they? Here are three ways you can actually afford a luxury car.

1. Get a deal. This may seem overly simplified, but it’s possible to get a great deal on a luxury car, particularly if you don’t mind being a season behind. Car dealerships sell off their older cars cheap to make room for the new year’s vehicles and this can work to your benefit.

2. Pay in cash. Car dealerships are used to people needing financing, but you will likely get a big discount if you walk in with the cash in hand. How do you get that cash? That’s up to you. Some people take it out on a low interest loan that benefits them more than the car dealer’s financing.

3. Look for a cheaper car. Even BMW makes a lower cost luxury vehicle, so you may be able to enjoy the brand without spending the money. Tour the local car dealerships and ask about their luxury cars. You might be surprised at what you can afford.

Ready to get yourself on of the luxury cars you’ve been drooling over? Now you know how.