Trying to choose from the myriad of credit card offers available to you can be as challenging as picking an ice cream flavor to try in Baskin Robbins. There are so many great offers, which do you choose?

Everyone’s answer will be different, since everyone has their own needs and agenda. However, there are a few guidelines to follow.

What do you want to get out of your card? Do you want to travel more? Then air miles cards are a good choice. Are you looking to save money? Cash back offers could work best for you. Enjoy splurging every now and then? Points could be the way to go.

Keep an eye out for credit card offers that are specifically related to something you do often. For example, if you shop on Amazon every month, you might want to take advantage of their offers. Many stores have similar deals that you could take advantage of.

Do the math when selecting an offer. If you have to spend $500 in order to earn enough points to redeem for a $10 item, but could make that money with less on a cash back card, select the more economical option. You should get as much as possible from your offers, after all!

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